Stay winning in 2020

Happy New Year!!! Yes, I know it’s been a couple of days into the year… okay, its been exactly 14 days into the first month of the new year leaving 351 yet to see days so yes, my salutation is valid… again, Happy New Year!!!!

Considering January is always regarded as a ‘’very long or slow to end’’ month with an undecided number of days (my colleague once said January has 99 days, this has been a pretty fast January don’t you think? It’s been 15 days already Like I was screaming my lungs out at 2baba live two nights, ago right? Here I am at my desk again, churning out content for you to read. I could go on and give juicy details of how detty my December was and all that but hey, it’s almost mid-way through January! Who talks detty in January? It finally dawned on me this morning that work has resumed! Last week was ‘’welcome back to work, how was your vacations and fun’’ week but today is work, serious and plenty work on a Monday!

After spending the best part of the past 3 hours attending meetings and scribbling a lot of stuff down, one thing has been constant, everybody wants to win in 2020. The most common language or narrative lately has been on winning and winning big this year.  From boardroom meetings to desk chit-chats and conversations in the toilet, winning is the message! How do you intend to win in 2020?

Read Also: Easy steps on how to make financial progress in 2020 

Away from all the motivational talk, winning is actually very easy! Yes, I said it. Winning (which for most of you is your goal for 2020) is easy. Your goals and or objectives are achievable, which is also one of the reasons why you have them in the first place. If they can’t be attained, why are they your goal? Remember how to prepare SMART goals? 

Winning is as easy as ABC and I’ll show you in three distinct steps

  1. Earn
  2. Invest
  3. Save



Almost everyone can relate to the popular saying ‘’all work and no play makes Jack a sad boy’’, what most people don’t know is ‘’all play and no work makes Jack a mere toy’’. Nobody is going to pay you for sitting at home all day (unless you’re the CEO and most CEOs don’t just sit around waiting to be credited).  Years back, I told someone that as a Nigerian, the first instinct is the hustle.  If you don’t earn, you can’t flex. Now the aim is not to flex but I take it you get the narrative. 

Image result for earning in nigeria

Decide to earn consistently this year, it doesn’t have to be in millions and all, just make sure you have at least a steady source of income. Your salary may/may not be enough to cater to your responsibilities but that not enough reason to sit back and lament. The yourbas will say ‘’mura si ise, ko so okun idi re ki sokoto e ma jabo  mo e lara nita gban gba’’ an idle hand is the devil’s workshop, do well to get busy in 2020.

Earning doesn’t necessarily have to be from the four walls of an office, you can leverage on the budding agency banking industry and register as Tingg Agent. Thousands across the nation are making a living off Tingg’s agency banking network with many more raking in millions as Agents and Super Agents. 


What do you do when you have too much money than you can spend? You invest! 

Dices Over Newspaper, Profit, Loss Risk, Wall Street

Learn to see your money like a seed planted in a favourable environment trusted to grow and reap fruits. That’s a direct pathway to a bountiful harvest! Being rich is not rocket science, understand these basics and watch your income grow.  Numerous Investment opportunities abound around you, look around and you’ll see a need you can proffer solution to or an exiting budding business you can key into with your finances.

You can invest in Stocks & Shares, Real Estate, Fixed Deposits, Bonds, etc just make sure your money is working for you to bring in more money.

Read Also: 5 High Paying Jobs That Don’t Require a University Degree


We save, basically, because we can’t predict the future. Saving money can help you become financially secure and provide a safety net in case of an emergency. Without money put away in savings and/or investments, you open yourself up to other risks as well. For example, not having enough money to pay for emergency medical care may force you into taking a loan that your savings might otherwise have covered.

You will need money set aside for these emergencies to avoid going into debt to pay for your necessities. The importance of savings is numerous and cannot be overemphasized. 

Money, Finance, Mortgage, Loan, Real-Estate, Business

To help you save money efficiently, Tingg also offers a daily savings option on the app called Esusu

Esusu operates like the regular ‘Ajo’ system of saving where you commit a certain amount to be deducted from your Tingg wallet daily, weekly or monthly.  The AI automatically deducts the said amount from your wallet and saves, unlike other e-savings platform, you can withdraw your money anytime!

Read Also: How Agriculture can be utilized to create wealth for Nigeria & Nigerians

Quoting the legendary, Jim Rohn, “Successful people do what unsuccessful people are not willing to do. Don’t wish it were easier; wish you were better.” 

Decide to win this year and diligently follow up on your plans with deliberate efforts to succeed. Success is not final; failure is not fatal: It is the courage to continue that counts. 2020 may be your biggest year yet, stick to these simple and easy to adopt steps and we can sing cheers to wonderful year come December.

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7 thoughts on “Stay winning in 2020

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